Insurance Claims
While types of insurance vary widely, their primary goal is to allocate the risks of a loss from the individual to a great number of people. Each individual pays a "premium" into a pool, from which losses are paid out. Regardless of whether the particular individual suffers the loss or not, the premium is not returnable. Thus, when a building burns down, the loss is spread to the people contributing to the pool.
In general, insurance companies are the safe keepers of the premiums. Because of its importance in maintaining economic stability, the government and the courts use a heavy hand in ensuring these companies are regulated and fair to the consumer.
Unfortunately, some insurance companies simply deny a claim for no legitimate reason hoping the claimant will give up or go away.
If your insurer either denies a claim or fails to make an adequate offer, call us for a free consultation. In most cases our fees and costs will be paid by the insurance companies.
Regarding insurance claims, many people need answers to these questions:
| How am I going to pay for my medical bills? |
| Can I be compensated for lost wages or pain and suffering? |
| Is there any insurance money available to help me right now? |
| What papers should I sign or not sign? Do I need a lawyer? |
Let our team work for you. Our attorneys, investigators, and support staff can take care of the legwork so that you can concentrate on getting well.
Remember, there are no fees or costs unless we win.
We will evaluate your situation at no cost or obligation if you complete the following online form. Based on your information, we will let you know if we think you have a legal claim and what options you have. The decision will then be yours as to whether you would like us to represent you.
